X Justin Dees

Hi, I'm Justin DeesLet's find a mortgage tailored to YOU.

At NEO Home Loans, we exist to empower you with financial literacy and help guide your journey to financial freedom.

Apply Now Ask Questions
Justin Dees

Get to Know Justin Dees

NMLS#448762

Justin Dees has more than 20 years’ experience helping people realize the American Dream of homeownership in the Santa Barbara market and beyond. Navigating the mortgage process can be stressful, but Justin prides himself on making it seamless for all parties involved.

Justin’s drive and creativity set him apart from others in his field as he’s never met a borrower he couldn’t help. Though Justin is familiar with nearly all aspects of lending, he specializes in high-end purchase and refinance loans, guiding his clients through the entire mortgage process—from loan origination through closing—with a high level of service and care.

As a past president of the Santa Barbara Young Professionals Club and board member of the Santa Barbara County Association of Realtors, Justin understands the value of relationship building with both clients and business partners.

A University of California, Santa Barbara graduate and father of two, Justin closes more than $50 million worth of loans a year and is routinely in the top 1% of loan officers nationwide. When Justin’s not closing loans, he can be found hitting the links at La Cumbre Country Club, boating with his friends and family, or enjoying a night out with his wife, Lynda.

Mortgage Calculator Calculate Your Payment

$

5%

1%

5%

.5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice. ***PMI is subject to factors such as PMI carrier, credit score, LTV, property type, etc.

Looking to Purchase?

Purchase Guide

This guide has all the information you need to navigate the home buying process with ease.

Justin Dees's Mortgage Blog

Join Our Team

Make the decision to be EMPOWERED, HEARD, and VALUED where you work.

View Open Positions
Careers @ NEO
X
Justin Dees

Justin Dees

NMLS#448762 (805) 886-8318 Start Application

We truly appreciate the opportunity to work with you on such an important financial transaction in your life and look forward to exceeding your expectations!

By checking this box, I consent to receive SMS messages. I understand that message and data rates may apply and that I may reply STOP to opt-out of future messaging; reply HELP for additional messaging help. Message frequency may vary depending on interaction between you and our team. See our privacy policy for more details.